When do I sign up for Medicare?

Each month: Part B (about ${d}), plus a Medigap plan, often $100 to $300 depending on age and state${P}.
When you get care: after the yearly Part B deductible (about ${l}), a Medigap Plan G pays the rest of Medicare-approved costs. Usually $0 at the doctor or hospital.
Doctors: any doctor or hospital in the country that takes Medicare. No referrals.

First name Optional Date of birth What health insurance will they have when they turn 65?

How many people work for that employer? Ask HR if you're not sure.

20 or more Fewer than 20 Not sure

Last month that plan will cover them Usually the month that job ends They put money into an HSA

Their monthly Social Security at full retirement age Optional. From their statement at ssa.gov/myaccount.

Want the whole picture?